With my current smoking habit, will I have the chance to secure a cheaper cigar smoker life insurance?
Joel
San Antonio Texas
 
If you are seeking for a cheaper life insurance but smoke cigars heavily, you may have found that expensive cost of life insurance is already going to be a part of your life. The truth is, [...]

Why do life insurance carriers charged smokers higher rates?
Danica
San Antonio Texas
 
It has been proven that smoking leads to other major health diseases such as heart problems and lung cancer. Everyone knows that smoking kills and definitely insurers are aware of this. Your life expectancy rate is one of the major factors that help [...]

Q: Can smokers get cheap life Insurance?
A: Insurance companies use individual “lifestyle factors”. Such factors usually include your age, gender, occupation, current health and whether or not you’re a smoker. The latter makes a huge impact on the overall cost of the insurance. So if you are a smoker, who’s considering taking out life insurance, [...]